Term Life Quote Assistant

Powered by Gemini AI

Compare & Apply for Term Life Insurance — 100% Online, No Sales Calls

• Instant quotes from 50+ A-rated insurers
• Side-by-side comparison beyond just price
• Apply in 10–15 minutes, fully online
• AI-powered insights that uncover policy differences


How our term life service works →

Completely new to life insurance? Start with Term Life 101 →
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TermLifeCompare

Protect Your Loved Ones from End-of-Life Costs

Final expense insurance, often called burial insurance, is a simple and affordable whole life policy designed to cover funeral costs, medical bills, and other debts. Ensure your family has financial peace of mind, not a financial burden. Our process is quick, 100% online, and gets you an instant decision. Learn more

Cover Funeral & Burial Costs

The average funeral can cost over $9,000. A final expense policy can cover these expenses.

No Medical Exam

Most plans offer simplified underwriting, meaning you can get approved with just a few health questions.

Locked-in Premiums

Your rate is locked in for life and will never increase. The death benefit is also guaranteed and will never decrease.

Key Features

Instant Comparisons

Smart AI Comparisons

Instantly compare quotes from 50+ A-rated insurers, with AI helping surface meaningful differences beyond just price.

Top-Rated Providers

Top-Rated Providers Only

We work with financially strong, A-rated insurers — carefully selected and reviewed using carrier data and underwriting guidelines.

100% Online Application

100% Online Application

Apply securely online in 10–15 minutes — no phone calls, no hassle and at your convenience

Secure & Private

Secure & Private

Your information is protected with industry-standard security and used only to generate accurate, personalized quotes.

No Obligation

No Sales Pressure

Compare and explore options without calls, emails, or agent pressure. Apply only when you’re ready.

100% Free

100% Free & Transparent

Our comparison and AI insights are completely free to use — no hidden fees, no markups.

Compare, Understand, and Apply for Term Life & Final Expense Insurance — 3 Easy Steps

Health Screening

Step 1: Tell Us About You

Simply answer a few quick questions about yourself, your health status, and your desired coverage. It only takes a minute!

Compare Your Options

Step 2: Compare Your Options

We instantly show personalized quotes from multiple top-rated insurers. Our AI reviews policy details and underwriting rules to highlight meaningful differences — not just price — so you can compare with confidence.

Online Support

Step 3: Apply for Coverage Coverage

100% Online Application: Apply directly through our website with select insurers — no agent calls, no paperwork. Most applications take 10–15 minutes.

Optional Agent Support: For carriers that require assistance, you can request help and a licensed agent will guide you through the process.

Testimonials